Platforms & bonuses
The platforms we use and review, with key facts and the sign-up bonuses available through our links.
Disclosure: Some links on this site are referral links. If you sign up through them, we may earn a commission or bonus at no extra cost to you. We only recommend platforms we have used or reviewed. Investing involves risk, including the loss of your capital. Past performance does not guarantee future results. Content on Financial Testament is for educational purposes only and is not financial advice.
P2P lending
Fintown
Invest in rental and development real estate loans from a small amount.
- Earn per year7% – 15%
- SecurityNot secured
- Loan typeRental
- Loan period1 – 24 months
LANDE
EU-licensed loans to farmers, secured by land, machinery and grain.
- Earn per year~11% (10% – 14%)
- SecurityLand, machinery, grain
- Loan typeAgricultural
- Loan period3 – 60 months
Debitum
Business loans with a buyback guarantee.
- Earn per year8% – 15%
- SecuritySecured by buyback
- Loan typeBusiness
- Loan period1 – 24 months
Esketit
Consumer and business loans with a buyback guarantee.
- Earn per year7% – 12%
- SecuritySecured by buyback
- Loan typeConsumer, business
- Loan period1 – 36 months
Precious metals, stocks & crypto
BullionStar
Buy gold and silver and store it in BullionStar's own vaults.
Trading 212
A beginner-friendly app for investing in stocks and ETFs.